identity theft?

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3 Comments

  1. Random Guy says:

    Deborah

    They would also need your social security number in order to do any real damage. Name, address, phone number, and date of birth is not enough information for them to really do anything with it.

    You can get a free credit report from. It is the only website approved by the Federal Trade Commission, an agency of the government to obtain your free credit report.com

    If you’re in doubt, you can contact any one of the three large credit bureaus and tell them you are suspicious someone has obtained your personal information and would like to place a fraud alert on your account. They will contact the other bureaus and place an alert as well. What this does is when someone tries to apply for any type of credit in your name, the credit agencies will call you up to verify. If they can’t get a hold of you or can’t verify you are trying to complete the transaction, it gets denied protecting you. But like I said earlier, without your social security number, the information above isn’t enough for anyone to do anything. I wouldn’t worry.

  2. zombie says:

    Stacy

    To protect yourself from identity theft, don’t give out your SSN[social security number]. That is the most important thing, do not even carry it around with you in a wallet or purse, because if people have your SSN they can pose as you do bad things that may hurt your rep, like buy huge amounts of things that add up to alot of money. Eventually creditors will come after you and harass you for you to pay them back.

    Simple things like a person’s phone number, name and house address can be given away, you can’t steal a person’s identity
    with that kind of information. Sensitive things like bank account, credit card numbers,ETC, should never be given away.

  3. Don S says:

    Andre

    to steal your identity they usually need your name address, SSN, and birthdate. You can try to safeguard your information to avoid identity theft but it may not help because most of the time it is not you the thiefs get your info from. Before my identity was stolen last year, I thought ID theft was just some fear campaign to get people to buy protection. My wife and I shred everything, but we’ve gotten many notices over the past few years saying computers with our info in them had been hacked, stolen, lost. It appears that when my identity was stolen, it was through our mortgage company (they went out of business so theirs nothing I can do about it). Lastly, there are 4 types: criminal, medical, social security and credit, with credit being the easiest to fix and the only one that most ID theft protection plans cover. The best one I found that covers all 4 types and I use can be found at this link:
    I hope this helps and be careful out there!

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