identity theft?
upside asked:
I’m pretty sure that my identity has been stolen.I checked my bank online it said that someone had logged onto to it 3 hours earlier.I also found documents that had all my personal information including addresses,phone numbers and account numbers together on my computer.They weren’t there a couple days ago.
I’ve already changed my passwords for everything online,i’ve notified the three main credit agencies and i am changing my banking accounts in the morning.
I’m pretty sure that my identity has been stolen.I checked my bank online it said that someone had logged onto to it 3 hours earlier.I also found documents that had all my personal information including addresses,phone numbers and account numbers together on my computer.They weren’t there a couple days ago.
I’ve already changed my passwords for everything online,i’ve notified the three main credit agencies and i am changing my banking accounts in the morning.
Should this be enough to prevent whoever did it from making any purchases or new accounts.
I’m also using a different computer to change everything
Ryan
Jeffery
i would also have all banks , credit companys, and social security put a freeze on everything for at least 24 hours to be sure and call soical security and let them know that someone may have access to to ss number. sorry for your situation and i will keep you in my prayers.
Clyde
First let me express my sympathy for you. It’s a terrible thing to lose your identity. However, you still have a few things left that you need to do.
1.) You need to contact the Federal Trade Commission and file a complaint at 1-877-ID-THEFT or online at$.startup?Z_ORG_CODE=PU03. By doing this you will alert law enforcement and government agencies across the nation.
2.) You need to contact your local police and file an identity theft report. You will need to bring a copy of the ID Theft Complaint form and ask the officer to include complaint form in their police report. The officer won’t give you a copy of the police report, but ask him to sign your complaint form and include the police report number. This will help you dispute any future fraudulent charges.
3.) I’m not sure if you just placed a fraud alert on your credit report when you called the credit reporting companies, but you may want to consider a “credit freeze”. The fraud alert prevents the thief from opening new credit lines by requiring creditors to contact you and verify your identity before opening new accounts. With a “credit freeze” no one can even access your credit report and stops the thief from using existing accounts.
Lastly, before calling the Social Security Administration, carefully consider if you really want a new SSN. Sometimes this causes more problems than its worth. There are two reasons for this. Sometimes the credit reporting companies will combine information from your previous SSN and you are still in the same boat. The second reason is you start from square one with the new SSN. You will not have any credit what so ever.
I hope this helps.
Agnes
The best thing to do is get “Identity Theft Shield” immediately.
You have done the right things so far. It sounds like you haven’t found any use of your info yet, but you will soon.
To get ID Shield, go to: prepaidlegal.com/hub/bush24
This is the best protection available. They restore all your information, but it cannot be pre-existing, that is why I say get it ASAP. It is only $9.95 per month and covers your spouse also if you have one.
I have an ebook on ID Theft at
If you email me I will send you a copy for free.